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Lutter, Sonya
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Contact Information:
Home University:

Kansas State University
303 Justin Hall
1324 Lovers Lane
Manhattan, KS 66506

University Profile

Programs involvement
Family and Community Services Online Master's - Department Chair
Youth Development Online Master's Degree - Department Chair


Sonya Britt-Lutter is an associate professor of personal financial planning at Kansas State University. She enjoys the opportunity to combine her skills in marriage and family therapy (master's degree) and financial planning (doctorate) in what is termed financial therapy.

She is known for her groundbreaking research in physiological assessment of stress in the financial planning and counseling setting. Her other research interests include the theoretical development of money issues within marriage, predictors of money arguments and their influence on relationship satisfaction and divorce, the effectiveness of financial literacy efforts and assessment of money beliefs, and behaviors in the financial planning and counseling setting.

Her research has been quoted in Kiplinger’s (August 2012), InvestmentNews (March 2012 and July 2010), The Wall Street Journal (December 2011), and the New York Times (May 2011) to name a few. She attended the Child and Youth Finance International Financial Literacy Summit held April 2012 in Amsterdam, Netherlands, where she shared her experiences and research in the financial literacy of young people.

Britt-Lutter is co-editor of two books. The first, co-edited with Dorothy Durband, is "Student Financial Literacy: Campus-Based Program Development," which leads readers through the process of developing or enhancing financial literacy programs for college students. The other, co-authored with Brad Klontz and Kristy Archuleta, is "Financial Therapy: Theory, Research, and Practice," which provides the groundwork for the new field of financial therapy.


Ph.D. in Personal Financial Planning, Texas Tech University, 2010
M.S. in Marriage and Family Therapy, Kansas State University, 2005
B.S. in Personal Financial Planning, Kansas State University, 2003